by Christopher | Nov 16, 2020 | Uncategorized
I saw an interesting situation related to Medicare the other day that reminded me that it’s always good to check and double check to make sure things are running as they are supposed to be. It involved a person on Disability Medicare, but the lesson applies to us all....
by Christopher | Sep 24, 2020 | Uncategorized
A lot of people aren’t familiar with IRMAA and how it can impact their Medicare premiums. But she’s real, and if your 63 (2 years before general Medicare eligibility) or older you need to know about her. What is IRMAA? IRMAA stands for income-related monthly...
by Christopher | Sep 18, 2020 | Uncategorized
One of the biggest challenges that a married couple with a large age difference will face is how to build a retirement that is designed to make sure both spouses are taken care of for the rest of their life. This is especially important for the younger spouse because,...
by Christopher | Sep 4, 2020 | Uncategorized
Spousal inherited IRA’s have flexible benefits for the surviving spouse – if they understand the rules of the game. Under most circumstances a married person will put their spouse as the primary beneficiary on their IRA accounts. The IRS has different...
by Christopher | Aug 27, 2020 | Uncategorized
Roth IRA’s offer tax-free distributions, IF you follow the rules of the game Roth IRA’s can be fantastic tools for retirement planning, offering the possibility of tax-free growth on funds sheltered under them. It’s not just tax-deferred growth. It’s actual tax-free...
